Privacy Policy

Effective date: February 19, 2026

Overview

SmartDebts is a local debt tracking application. We respect your privacy.

Data Collection

SmartDebts does not collect, store, transmit, or share any personal data.

Local Storage

All data entered into the app is stored locally on your device and is not sent to any external servers.

Third-Party Services

SmartDebts does not use analytics, advertising networks, or third-party tracking services.

Changes

This Privacy Policy may be updated in future versions of the app.

Contact

If you have any questions, please contact: artmarapp@gmail.com